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By using this Website you agree that you have read these terms and conditions and that you agree to them. These terms and conditions and your use of this Website are governed by and construed in accordance with the laws of England and Wales and subject to the exclusive jurisdiction of the English courts. If you do not agree to these terms and conditions you are not authorised to use this Website. You may print off and keep a copy of these terms. They are a legal agreement between you and Hand Morgan & Owen and can only be modified with our consent. We reserve the right to change the terms at our discretion by changing them on the Website. Other terms may apply in respect of certain areas of the Website. If this is the case, you will be made aware of the terms which apply to those areas. Please read the terms and conditions below. Legal Information Any information about our products and services provided on the Website is for general information only, does not take account of any individual circumstances and may not reflect recent changes in the law.
The information on the Website refers only to the law of England and Wales and is intended only for residents of England and Wales. Users should be aware that laws and regulations may be different outside England and Wales. Disclaimers & exclusion of liability Although care is taken to ensure that the information on the Website is accurate and up to date, we cannot accept any responsibility for mistakes or omissions. In particular, any articles in our library may be out of date. We enter into no express or implied conditions, warranties, terms or representations regarding the quality, accuracy or completeness of the information. We exclude to the extent lawfully permitted all liability for loss or damage, whether direct, indirect or consequential (including, without limitation, loss suffered as a result of breach of these terms which is not a foreseeable consequence of the breach, lost profits, lost opportunity, lost business, loss of goodwill, loss of contracts, increased overheads or administrative expenses or management time) arising out of your use of or inability to use this Website, or from any information or omission contained in this Website. We do not exclude our liability for death or personal injury arising from our negligence, our liability for fraudulent misrepresentation or any other liability which cannot be excluded or limited by law. While we try to ensure that the Website is available 24 hours a day, we cannot guarantee this and will not be liable if for any reason the Website is unavailable at any time or for any period. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair, for reasons beyond our control or any other reason we consider to be appropriate in the circumstances. We shall have no liability in respect of any such suspension. Except where specifically stated in respect of on-line products, nothing in these pages constitutes either an offer, or legal or other professional advice and by using this Website you confirm that you have not relied on any such content. The Website may contain links to other websites not operated or controlled by us. If you use these links, you will leave the Website. These links are provided for convenience only and do not constitute any endorsement by Hand Morgan & Owen of the organisation promoted on the linked websites, their products or services. We do not have any control over such linked websites or the content of them and cannot accept any responsibility for them. Please note that although reasonable care is taken to ensure that the Website and the materials available from it are virus-free, we cannot accept responsibility for any viruses which may affect any material you download. You may not misuse the Website (including, without limitation, by hacking, attempting to gain unauthorised access to the Website or any server on which the Website is stored, or by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful). You may not attack the Website via a denial of service attack or a distribution denial of service attack. By breaching this provision you may commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately. We will not be liable for any loss or damage caused by a distributed denial of service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website. Intellectual property The intellectual property rights in all material on the Website are owned by Hand Morgan & Owen unless otherwise stated and your use of them is limited as set out below. Except where otherwise stated, you are permitted to display the pages of the Website on your computer screen and print a reasonable number of unmodified copies of any of the pages of the Website for your own, non-commercial use. You may not change or delete any author attribution, trade mark, legend or copyright notice, and by printing or displaying the Website you do not acquire any rights in it.
Except as expressly permitted under copyright law, any other copying, modification, reproduction, permanent storage, repackaging, distribution, transmission or commercial exploitation of any of the material on the Website by any means without our prior written consent is prohibited. This applies to both the visual content of the Website and the source code. Privacy The information collected on the Website will be treated confidentially and dealt with in accordance with this Privacy Statement and the Website’s Terms and Conditions of Use. If you follow a link to another website this privacy statement will not apply. You are advised to check the privacy policy of the website in question. Any personal data you provide to us will be used by us to deal with any enquiry you make through the Website and to provide any services which you ask us to provide. We may also add your details to our database. We use this information to send you information about our other products and services which may be of interest to you. This may include, without limitation, information on services, publications or seminars. If you do not agree to your personal data being used in this way, you will have an opportunity to indicate this when you enter your details. We cannot guarantee that any email sent from you to us will be received by us or that its contents are or will remain secure during or following transmission. We cannot guarantee that emails sent by us to you are secure. If you have any concerns about the security of email transmissions to or from us, you may prefer to telephone or write to us instead. We respect your right to privacy and treat our obligations under the Data Protection Act 1998 (“DPA”) very seriously. We will keep your personal information confidential except to the extent that it is necessary to disclose it by law or to comply with a regulatory or legal process or where we need to disclose the information to provide a product or service that you have requested. Under the DPA you have the right to receive details of the personal data we maintain on you. An official fee is payable. If you would like to see the information we hold about you, would like to be removed from our database or if you have any reason to believe the details we hold about you are incorrect you should contact us by email to This email address is being protected from spam bots, you need Javascript enabled to view it
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Hand Morgan & Owen is regulated by The Solicitors' Regulation Authority (50587).
You can access the Authority's rules from their website at www.sra.org.uk/code-of-conduct.page